Wow it really pays to pay your bills on time! Wife's equifax went from 575 to 576! and her Experian went from 600 to 601! OMG She will be at 800 in under 200 months! Think of all the advantages she will have with her 800 score, assuming of course she is still living? LOL (In truth her scores took a 30 point hit from the large toyota motor credit installment loan reporting this month and I have many pending disputes with all three CB's that will solve this issues and problems in the long run.) Dog
One step forward, 2 steps back, lol My score is dropping consistently because I actually got it high enough to get approved for stuff. Got approved for stuff and as it starts showing that I got approved for stuff, my score keeps dropping so now, I cant get approved for stuff, lol. Geez...I think my score was higher WITH my derogs. Had a bk, 1 coll and all lates removed. Score still dropped.
I am in the same club. I have a chase,generations and now a bofa card. I expect that my score will drop significantly.
