wrong date of birth in credit repor

Discussion in 'Credit Talk' started by david1, Jul 16, 2003.

  1. david1

    david1 Well-Known Member

    Somehow my date of birth got changed in the equifax report in the last 2 weeks. Now it says I am 90 years old instead of 35. They are asking me to send the drivers licence and social card to get it fixed. what are the pros and cons of this incorrect DOB in the file and sending them the licence copy.
     
  2. GEORGE

    GEORGE Well-Known Member

    "YOU" should not have to prove your 35..."THEY" should have to prove your 90!!!
     
  3. SoParkDiva

    SoParkDiva Well-Known Member

    In some cases your birthdate doesn't matter. My birthdate has been wrong on my report for years. A hospital mixed my DOB up with a female 7 years younger so I feel like a teenager again when I look at my report!

    I tried to fix it but the bureau's told me the same thing about sending a copy of my license. When I apply for cards I always put my correct DOB even though it doesn't match and I get approved anyway! =) They don't even ask about the discrepancy.

    You would think the CRA's would update the DOB from the information my creditors send the same way they changed my DOB in the first place. But I heard if they get the data from a hospital or government source, the data supersedes any other information they receive. So I kinda enjoy being 7 years younger & I look it too! :D
     
  4. DanS

    DanS Well-Known Member

    I called EQ and had no problem changing my incorrect age - but it was just one year off. I told them I appreciated being a year younger, but for accuracy's sake, let's correct this.
     
  5. Geo

    Geo Well-Known Member

    Don´t worry about it. It will be changed to your correct D of Birth the next month when your creditors update the accounts on your report.

    Mine went to 1928 and a month or so go back to my real D of B. I didn´t call Equifax.
     
  6. SoParkDiva

    SoParkDiva Well-Known Member

    Re: Re: wrong date of birth in credit repor

    As I already stated. My DOB has been incorrectly reported for 2 years. When I apply for credit I put my correct date and when my current creditors update my report the DOB does not change.
     

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