1. they are either stupid 2. or there may be suspected fraud (someone may have attempted to run your credit and made up a DOB and now it reports that way)
Wow that is interesting... I did have some unauthorized charges on one of my charges in Dec... All the more reason people should know what is on their report.This information should be available at no cost to anyone who wants it.
Same boat here. Just looked at my EX report. I have a report from 1/7/2002 with my correct DOB. On the report I recieved this week my DOB is off by one year. How the heck does that change in the matter of 3 weeks. EdG
Don't get me started on Equifax and date of birth. I dispute my DoB every other month with Equifax. They claim that one of my creditors is updating my file with an incorrect birthdate (over 1 year older) and the only way to correct it is to contact that creditor. But of course, those jackholes couldn't tell me which creditor it was. I had the rep I was disputing this with screaming at me but I wouldn't let it go. At the end of the conversion, still no information on who is reporting it. For crying out loud, it's my damn birthdate. It's not going to change. Why can't I just send them documentation proving my DoB and have them lock the field so some joker can't just change it. (can you tell this is frustrating)
If they can "HARD" delete my AMEX BLUE on EXPERIAN (just because I had the AUDACITY to ask for the credit limit be changed from N/A to $15,500)...they should be able to "HARD" LOCK THE D.O.B.
In addition to my wrong birthdate, somehow the dates my student loans were to fall off my credit report have been pushed back, and all notations from 1995 are gone. Hmmmm possible lawsuit... EdG
