Which right now is 18.74%. Are they out of their mind? I called, but the rep said he couldn't tell me why they are making the change. He said most customers received the same notice, but if I wanted to know why, I need to write to the address listed. He said they pulled equifax. I have a copy of my Equifax report, and there are no negatives (I've never had any to begin with). My score is 688 as of July 12. He even verified that my account has always been in good standing all these years. Are they trying to drive away good customers? Why are they doing this to me? 18.74 is insanse. I guess that card goes in a drawer never to be used until that rate gets down around 8-10 %.