They pulled a hard one on me with TU for opening a stinking savings account.I give up on trusting any of these bandits.No way would I have opened a savings account if I would have known I would get hit with a hard inquiry,live and learn I guess.
George,thanks for your input,but how in the hell can they pull a credit report to see if my money is worthy?
They "THINK" it's S.O.P. That is as LOGICAL as pulling a "HARD" for a BT on an EXISTING credit limit!!!!!!!!!!!
They do it to lower your score so they can charge higher rates.End result it bleeds your savings . They already know your money is worthy that's why they do these things so they can get their hands on it.
I recently was filling out the application for ING direct savings account. As I was doing this, I noticed the disclosure that they have you read as you are signing up does say they will check your credit report. I didn't proceed as a result. The 3.25% might be worth it..but I still didn't do it.
Wow! Glad I got mine before they started that. No doubt some CRA salesman noticed their delightful interest rates and decided to sell them the CRA's services. I hope ING reads our board, LOL. Checking credit reports for no reason costs you customers, ING!!!
They did the same thing for me with trust co bank, for a checking or saving. I almost ready to pull out of that bank, but every time I use there ATM I get 50 cent. try writing your state Attorney Gen. office to get them off.
I opened an account 10 days ago with ING and they showed up as a soft inquiry on TU. Perhpas verify with ING that they actually meant to do a hard inquiry - maybe TU screwed it up. Good Luck, Tom
