Hi All, I ordered my report from TU a couple of weeks ago and requested a score with it. Today I got the report and the score was not included so I called them and asked for my score. Much to my shock it is 512! I've been rebuilding for almost 3 years now and both Equifax and Experion are between 640 and 670. How can this be? I realize that nobody can answer this question because of how the CRAs work. But this is a SLAM to my rebuilding. Two years ago when I started rebuilding Beneficial told me my score was 527. This was with 4 subprime cards etc. How can TU give me a 512 with over 2 years of perfect payments... Frustrated, Mike
Mike, I'm wondering same thing rebuilding 2 years exp 626, eq 660 and TU a lousy 551. What gives with this? mindy
Same thing happened to me, My experian is 639 my equifax is 625. They told me over the phone that my tu is 519 or something like that. I don't really believe it, because my mortgage broker pulled my tu and told me I had a 618. leo
Score they gave me was 200 less than the score they gave my mortgage broker. Something is definitely up with them! (or down, I should say!)