WTH capital one

Discussion in 'Credit Talk' started by jrjr35, Jun 12, 2002.

  1. jrjr35

    jrjr35 Well-Known Member

    I received the guaranteed approval from cap one with a reservation code that you could enter online. I did this and they said they would give an answer in 7-10 business days. They can give a 30 second response for a random online app;ication but take 2 weeks for pre approved. Is there a number i can check the status.
     
  2. Nave

    Nave Well-Known Member

    Re: WTF capital one

    I know what you mean...My recent Cap One card (took a long time and it was a pre-approval. I called and asked right away and the lady said I should get it...it will come in 7-10 days. I think it took a bit longer seemed to anyway) . The longer, the better...denials come fast :))

    It will be there soon JR

    -Peace, Dave
     
  3. GEORGE

    GEORGE Well-Known Member

    Re: WTF capital one

    1-800-548-4593
    #2
     
  4. jrjr35

    jrjr35 Well-Known Member

    Re: WTF capital one

    thanks guys, and ill try that number GEORGE.
     
  5. KHM

    KHM Well-Known Member

    Re: WTF capital one

    JR-
    I got the same "guaranteed" pre approval. I went ahead and put the codes in, but I think I am Cap one Blacklisted, I had a charge off with them 4 years ago. I don't even know why I got the pre approval. I got the same 7-10 day response answer.

    Do you know if they pulled a report on you? WHich one?
     
  6. jrjr35

    jrjr35 Well-Known Member

    Re: WTF capital one

    I'm not quite sure who they pulled, although from what I hear they usually do all 3. But if you were black listed I don't think they would have sent you pre approval.
     
  7. KHM

    KHM Well-Known Member

    Re: WTF capital one

    JR-
    I checked all 3 reports and they haven't pulled any. I applied 5 or 6 months ago and they didn't pull one then, just a letter saying "previous history with us" was the denial reason.

    They had my first name and middle initial all wrong, plus it had my maiden name not my married.

    Karey A. instead if Kellie
     
  8. jonesing

    jonesing Well-Known Member

    Re: WTF capital one

    Got a preapproval last month, ignored it. Got one last week, ignored it. Got one Monday of this week...fell for it. Applied Tuesday, called today (Thursday) and found out it was approved! Forgot to ask the CL or when the card would arrive in all my excitement.
     
  9. jrjr35

    jrjr35 Well-Known Member

    Re: WTF capital one

    JONESING WHAT NUMBER DID YOU CALL TO FIND OUT
     
  10. KHM

    KHM Well-Known Member

    Re: WTF capital one

    I called yesterday and it said it was in review and I would receive notification by July 2. I just called again, and now it says I will receive notification by June 25.

    Guess I get an EXPEDITED denial...lol.
     
  11. jrjr35

    jrjr35 Well-Known Member

    Re: WTF capital one

    No KHM they told me july 3rd originally now june 26th so I'm right behind you...lol , but seriously they said on my pre approval that I would get a minimum of $500 Guranteed....I don't need to tell you wha they can do with that toy card if that's what they offer.
     
  12. KHM

    KHM Well-Known Member

    Re: WTF capital one

    Jr.-
    My app. said I was guaranteed $300 plus 0% BT offer good til 1/03. It said my max CL would be $5K...yeah right..lol.

    Good luck!
     
  13. Kiyi

    Kiyi Well-Known Member

    Re: WTF capital one

    guaranteed $300!! OMG thats more credit then I have on both of my cards.
     
  14. Maer

    Maer Well-Known Member

    Re: WTF capital one

    I received the same pre-approved for platinum card. It was in my maiden name and forwarded from my old address. I went ahead and applied on line and received the 7-10 day thingy.
    I called about a week later (they still hadn't pulled my reports) and was told that I was approved but they were not showing the credit limit (pre-approved letter said 300.00 - 3500.00) and that I would get that when I activated the card.
    About a week later I received the card, activated it and my CL was 2250.00.
    Oh, and they changed my name and address, no problem.
     

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