If you have run across this web site ( www.reportdeadbeats.com ) it is run by a resident of Japan named Chow Chin who uses an Internet Service based in India. He has a very basic grasp of English and is trying to pass himself off as the Savior of the Creditor Class. His web site has 20 posts on his message board - all posted by Chin. All I can say is, I hope some creditors are stupid enough to follow this jerk's advice - I could use some extra money in time for Christmas. Chin seems to be computer savvy (he was able to find my wife's name in a matter of minutes) but I think his Prozac prescription needs stregnthening. A recent e-mail to me rant is that he gave Equifax some secret information that will have my suit against them dismissed. Trial is on the 23rd of this month and no attorney representing EFX has even filed a Notice of Appearance, so a default Judgement looks pretty obvious. I doubt EFX will fly a Corporate Officer from Atlanta to Tucson for the $2000 I am suing over. Chin's latest rant to me was that EFX has instructed him to investigate my wife (for what he did not say). My response was if they do, EFX wll be defending a lawsuit. Beware, this guy seems to be a couple of cans short of a six-pack.
He found me. I post on 2 boards - thi and Creditinsiders. I also post on collectionindustry.com but only to take on Bill Bauer. Chin e-mailed me to let me know that I was being added to his web site as 'aiding and abetting deadbeats". It escalated from there rapidly.
So he's looking for people on the collection boards. Makes sense, I guess. Maybe they'll spend all their time with him and ignore our lawsuits.
i had something recently happen like that at a different board, say the wrong thing, exchange some words, and all hell breaks loose...that just seems freakshow...hope you dont end up suffering from it.
Latest correspondance with Chow This guy is completely out of it. Read from the BOTTOM UP to maintain the chronology: ---My 4th Reply---- 1. If Equifax suspects fraud THEY have a right to look at THEIR file - not you. If they show it to you and I find out about I will sue Equifax for millions of dollars for Invasion of privacy. 2. If you or Equifax talk to nay company that I do business about, expect to be sued for libel and slander and for interference with lawful business relationships. 3. Just what do you think is going on? You are long on innuendoes and short on facts. 4. I think you should talk with your Psychiatrist. Your medication is wearing off. 5. All you are doing is broadcasting to the world how much of an idiot you are. Steve ----Chow Chin's 4th reply------ Chow Chin <deadbeats@india.com> wrote: Equifax and I have a right to look at your report if we think there is fraud.And we will be also taking to the creditors that extend credit to you.At this time I think the other bureaus has a right to know what is going on.Dont you agree? ----- My 3rd Reply ----- From: Steve Katz Date: Tue, 14 Oct 2003 14:09:43 -0700 (PDT) To: Chow Chin Subject: Re: Just shows how much of a fraud you really are - I'm not late on any debt I have, it is illegal for Equifax to discuss either my or Regina's credit files with you and the time to file a countersuit has long expired. If bullshit was money you would be a billionaire. Get a life. -----Chow Chin's 3rd Reply----- Chow Chin <deadbeats@india.com> wrote: Just got of the phone with Equifax fraud department we were reveiwing Regina and your credit report we have more then we need to get your claim dismissed.I have advise Equifax to counter sue you.You need to start paying people on time. -----My 2nd Reply ----- From: Steve Katz Date: Tue, 14 Oct 2003 11:33:31 -0700 (PDT) To: Chow Chin Subject: Re: Equifax just violated Federal Fair Credit Reporting Act and will be sued. tehy can avoid the suit by sending her $1000.00 statutory damages right now. Pay the cashier. ---Chow Chin's 2nd Reply---- Chow Chin <deadbeats@india.com> wrote: Equifax ask me to do a check on her.I hope that is ok with you. -----My 1st Reply ----- From: Steve Katz Date: Tue, 14 Oct 2003 10:59:01 -0700 (PDT) To: Chow Chin Subject: Re: Glad to hear that - should be fun next Thursday. BTW, I do know her. So what? Steve Katz ------Chow Chin's 1st Reply----- Chow Chin <deadbeats@india.com> wrote: I allready knew about your case.I have forward some information to Equifax that will get your case dismissed.Do you know?REGINA M KATZ? ----- Original Message ----- From: Steve Katz Date: Tue, 14 Oct 2003 06:53:51 -0700 (PDT) To: Chow Chin Subject: Re: Yes. Pima County Justice Court - Thursday October 23, 2003 at 6:30 PM I am suing Equifax for justy this. Care to come and watch? 2800 E Ajo Way, Tucson AZ Room 3030. Steve ------- Original Message from Chow Chin-------- Chow Chin <deadbeats@india.com> wrote: Would you like to back up what you are saying in court.I just you are a little stupid bitch that want to run your mouth. (CRA's don't actually verify anything)
Latest correspondance with Chow ok i am an idiot but i am wondering here....by you posting these comments on this chin guy..arent you defaming him..and uh....cant he sue you for that...and the email thing..always wondered about this.....there are a few suits I have read about where the IM and email logs cannot be used..and if they are kept they are considered wire tapping depending on the state they were received in. Just curious here, and I have my share of email wars going on right now......but I wonder how much this posting is fueling his fire/case?
Re: Latest correspondance with Chow If you defame someone you can be sued. BUT, truth is an absolute defense. In his case, I may have understated.
Latest correspondance with Chow No law was broken that I see. If she/he quoted what he said and gave him credit for saying it she/he broke no law. Also, research the law a little more. One may only assert a claim for actual damages for defamation after they demand a retraction and, in any event, the truth of the alleged defamatory post is a complete defense. Hope that clears it up a bit. SnakeMan
Latest correspondance with Chow so lemme get this straight snake.....if you call me a putz on here..JUST because it happens to be the truth...you can get away with it? PLEASE tell me someone got that.....not calling anyone comicly challenged or anything......unless of course you are....which I am...cause then I can...but if you aren't..and you think I did...then I suppose I will wait for a demand for retraction...and then I will.
Latest correspondance with Chow Flying, That guy is reported to be "bobby" do a search for him here, it's all ugly!!!!! And his asian name and location is a farce. Sassy
Latest correspondance with Chow But his spelling is true. DO NOT WASTE A SECOND OF YOUR LIFE CHECKING THIS OUT. It's 100% garbage! I was so glad I already knew about it.
Re: Latest correspondance with Chow The IM and email logs are those of the ISP, internet service provider. I think you should re-read those court cases, will, the Patriot Act too! Sassy
Re: Latest correspondance with Chow ah sassy how are you, interesting thing on the Patriot Act, there is a lot more documentation that is needed when obtaining a mortgage now.....I always feel like a dork when I think of how easy it was before to get a loan..and not actually have a bunch of documentation that proves who you are!!!! As far as the court cases, I suppose it is like everything...gotta make sure you take yer case to the right judge or one that has already set precidant.....thanks for the info though Sassy.
Re: Latest correspondance with Chow ah will, I'm great thanks!!!!!! you? Doesn't matter what judge you find when you are talking about 2 different things, logs aren't emails and they weren't intercepted, they were received. Flying, Reckless use of a computer, gotta LOVE that, reads to me like it was written just for Bobby, especially for those of us in Arizona: http://www.azleg.state.az.us/ars/13/02316.htm 5. Recklessly using a computer, computer system or network to engage in a scheme or course of conduct that is directed at another person and that seriously alarms, torments, threatens or terrorizes the person. For the purposes of this paragraph, the conduct must both: (a) Cause a reasonable person to suffer substantial emotional distress. (b) Serve no legitimate purpose. C. On conviction of a violation of this section, the court shall order that any computer system or instrument of communication that was owned or used exclusively by the defendant and that was used in the commission of the offense be forfeited and sold, destroyed or otherwise properly disposed. Computer tampering pursuant to subsection A, paragraph 5 of this section is a class 5 felony. http://www.azleg.state.az.us/ars/13/00109.htm 13-109. Place of trial A. Criminal prosecutions shall be tried in the county in which conduct constituting any element of the offense or a result of such conduct occurred, unless otherwise provided by law. Sassy
Re: Latest correspondance with Chow Flyingfr, are you considering using those emails against EQ, just to see what they do?
Re: Re: Latest correspondance with Chow Putz is Yiddish for Penis. For a definition, look in your Funkberg & Wagnallowitz dictionary.