I finally made it!!! I checked all 3 reports today and a collection deleted all information. This put me into the 600's on all reports. Experian: 612, Equifax: 603 and TU: 608. I am going to send an intent to sue to Equifax this afternoon. They have been "investigating" my student loans (6 different tradelines) for 4 months now! They are actually each listed twice....once as paid/never late and once as 90 days late. If I get the 90 day lates removed, that should help my Equifax score! Thank you all so much for helping me get this far! I AM going to have that house before I know it!! (I will have to invite you all to a house warming party at that time!!) I appreciate all your help!! ON TO 700!!! G
Hey there.. congrats... what where some of the things you did to get your 600 scores and what advice would you give to newbies?? thanks
cibomatto, I basically just disputed everything that I did not KNOW to be correct. Doc's nutcase letter also worked for a few things. The best advice I could give is to read this board until your eyes pop out....then you are armed with KNOWLEDGE....which means power for you!!! G