I see a lot of posts complaining about this company but have no clue what it was , what happened, and why there are problems. Can someone give me a short history on them?
x.com was an online bank that gave lines of credit or overdraft protection on the checking accounts. They lasted about a year, while cutting back on services every couple of months. They finally closed up and sold all accounts that had balances on the line of credit to a collection agency. The ca created a lot of problems for a lot of people, by reporting accounts as 30-60 days late when they were not. They reported me 30 days and my account was paid in full. I called them and screamed bloody murder and luckily, they removed the account completely from my reports. Some people have had the accts. deleted, only to have them re-reported a couple of months later. OK?
