I need to update DH's scores, so pay no mind to the signature line on the bottom. We just bought a new car. Got a loan from our CU. They didn't pull a hard (?!). Yeah, I triple checked all the reports, nothing shows other than a soft on the day of the application. So I thought that once the loan TL hits the reports, DH's & my scores will tank. Surprise, surprise! DH's scores on EXP & EQ jumped about 20 points each. TU didn't move a notch. Mine moved a couple of points up, nothing significant. I thought that a new loan should tank the scores for a while? Not that I'm complaining, but it just feels weird to get something good from the CRAs once in a while. PawMix