I just found out about my first 3 deletions (1 charge off, 2 VERY LATE accounts) on EQ and Exp!!! I found this awesome board in late May and got to work. Started disputing, etc...today received mail from 2 of the three CRA and read the good news. Still working on TU...they keep verifying what the other two guys are deleting! I am going to keep at it. Thank you to everyone who have been so helpful. I can't wait to see my scores climb! Plus, I will never screw up again after all the great info I have found here.