With Yahoo! PayDirect from HSBC, we are making some changes that will apply starting December 17, 2001: Card usage. You can always use a credit card to make instant payments, and you can advance cash to your Yahoo! PayDirect account from a bank account anytime. However, you will no longer be able to deposit money from Yahoo! PayDirect to a credit card or an ATM/check card and you will no longer be able to advance cash from any of these cards. Enhanced security. To increase the security of your Yahoo! PayDirect account, and to comply with financial regulations, you will need to register your Social Security number. If you have already provided this, then you do not need to take any further action. New pricing. A new fee structure is being introduced that will provide you with greater convenience and service. Fees will not be applied to all transactions.