I just peeked at my DH's experian and noticed that his last negative came off a few months early. I disputed it twice (paid medical CO) and it came back verified so figured I'd wait until November when it was scheduled to come off - I didn't have to wait that long though. So now my DH has three crispy clean reports. I've got a few years yet...BK public record comes off in 2006 but that is my last negative on all reports, I don't even have any IIBs left. Our scores are similar though, go figure hehe. Thanks for all of the good advice from everyone on this board.
