My future wife and I just finalized our deal on our first house. Purchased for 193,000 put down 20,000 financed 173,000 at 5.70 % for 30 yrs, Beautiful house in Lake COunty Ohio. only 360 easy payments of 1260 per month after tax. Loan was approved easily with our good credit scores. 1 year ago this would not have been possible. But the help all you guys gave me has been invaluable.
Third Federal , Its a bank here in Cleveland www.thirdfederal.com my emperica is 679 no derogs 20% utilization, hers is 695 30% utilization , read em right off the equifax report the loan officere pulled. But hers said CBC which is like the local equifax crime syndicate.