How often does BOA, Discover and Providian review there CC accounts and do they pull hard or soft hits? Has anyone been repriced or had a cl decrease? Thanks Lucas
Don't know about Discover... Providian reviews annually for CLI and do soft pulls (ar's) every month on TU and EXP. If you miss payments or go over the limit, you'll get repriced and a CLD BofA does reviews after the first year, but you can ask for one after the first 9 months and a APR reduction a month or 2 later by calling retention (Keep trying every month if you don'get the APR you want as the lowest they can offer does change)
