I have an acct w/ ARC collecting for a medical acct the opened date is 01/01 and the last active is 12/99, how can an acct be opened after the last active date? Sorry so many stupid questions, just lots of problems on credit that I think might be illegal and never had a clue before now thanks to CN!
I believe that in the case of a collection account, the date opened is the date the collection file was opened and the last active date is the date of last activity (the famed "DOLA") with the original creditor. HTH