YIKES- Phone disputes!

Discussion in 'Credit Talk' started by AnnMarie, Mar 7, 2001.

  1. AnnMarie

    AnnMarie Well-Known Member

    Started my efforts today with calling TU--she was very nice and gave me a confirmation number. I disputed 2 addresses, an old collection utility account that was paid and 1st USA--all as not mine.
    THEN I called Experian (credit data southwest) and it was difficult to say the least! I disputed the above things plus one more account (a paid charge off) and several more addresses. The phone rep went as far as to look at an account that I didn't dispute and state that one of the addresses I was disputing was on that account--I told her that I didn't have that information in front of me but I have a current account with that particular bank that was opened 18 mos ago--which is true and that I lived at my current address at that time also.
    Whew! She kept on asking me and asking me it seemed like :)
    Will I be branded as frivolous now do you think?
    Did I screw up on this? Phone disputes just seem too easy. Also, the Experian lady said there was no reference number for my dispute whereas the TU lady gave me one, was I deceived?

  2. sam

    sam Well-Known Member

    whats those #'s for those two dispute departments please :)
  3. AnnMarie

    AnnMarie Well-Known Member

    Phone dispute numbers

    Experian (Credit Data Southwest) 602 528-7785
    Trans Union 800-916-8800
    M-F 8:30-4:30
  4. Momof3

    Momof3 Well-Known Member

    Re: Phone dispute numbers

    Experian has NEVER given me a confirmation number, they always say they will investigate and I should have results in 30 days. Eq and TU do give them, but Experian does not.
  5. AnnMarie

    AnnMarie Well-Known Member

    Re: Phone dispute numbers

    that makes me feel a little better

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