I just called, and they said that I was approved for the Amex line of credit. George, here are the details - 25k limit, prime + 2.99%. I will receive a book of checks in the mail in about 7-10 days. I don't know about doing on-line balance transfers.
oops, sorry - My Credit Expert score was 752 the day the pulled the inquiry. Also, about a month ago, I applied for the Optima platinum (for the 8.9 bts), and was declined. ironically, they won't give me more than a 2500 on my Blue card that has an APR of 12.99. With this new line of credit, I have now reached the 150k mark for total limits. btw, Saar, thanks for posting about this. It sure is nice, and no hard inquiry!
I looked at the account online, and I don't see anyway of doing online balance transfers. I think it is only by check. It's a soft inquiry on Experian. No inquiry yet that I have seen on Equifax. I just used worthknowing.com and don't see an inquiry there.