Oh yah baby 1 more week and we go to federal court. I have them and their lies now. They screwed up my wife's 3 conseco accounts, her best buy, and her target and it was all done AFTER I filed suit. Best buy stated experian does this all the time and sent me a letter stating they had sent the information correctly every month. Experian supposedly verified an incorrect CL AFTER target sent out a priority request and I have a letter from target stating they send in the correct information each month and experian is screwing it up. Well all 3 conseco accounts were deleted from her credit report and I talked to experian yesterday and they stated conseco never verified so they deleted. One of the accounts was updated 2 days before they deleted. I get hold of the conseco lady who helped me with an unauthorized inquiry before and she said they always put notation on disputes or investigations and she stated experian never even did a dispute on any of the 3 accounts. She is sending me a letter that not only states they send the correct information but that experian never even did the investigation. We all know experian lies and most of the time pretend to do the investigation but now I have 3 large corporations who will testify to the fact that experian is lying. The day I get the conseco letter I am filing in federal court and I am going to go for huge damages.
Go get 'em. If my DH ran his business the way EX does, we'd be starving and homeless. You go, Picantel!!!
Every problem account (including an account on my husband's report which is his FATHER'S, not his - they have very different SS# but the same name) has been on experian. All the shady stuff (a la NCO/Inovision/Marlin) seems to be problematic with experian. I hope they fry!
congrats!!!! do it for all of us....!!! exp is still my biggest neg (b/c of NCO mainly, who is another company who should see it's day!) and eVeryone else's that i know! GO, GET EM!
Re: Re: You are SCREWED Experian Lord it only gets better now. Experian had changed my best buy before so I put it in dispute and household put in a priority request for the cl to be changed to the correct amount and it finally was. Today the best buy was updated and they changed my cl back to a $126(which any idiot would know makes no sense anyway). Here is a quote from the letter best buy sent me: "As discussed, the above-referenced information has been accurately repored to the credit bureaus on a monthly basis since the inception of your account." I put all my conseco account in dispute because they reported the incorrect cls on those also. Keep in mind all this was done as we approached my last hearing against them. The 30 days were up and experian said conseco never responded so they deleted them all. Here is a quote from consecos letter: " Our records do not reflect receiving a verification inquiry from experian for your menards big card, carter lumber, and mccoys revolving charge accounts."
Re: Re: You are SCREWED Experian Picantel, I have the SAME problem with my Bestbuy account on Experian. They finally added the following message to my report: FCBA dispute resolved - consumer disagrees WTF???? I called Household and they said they are reporting correctly, which I believe. I honestly believe it has to do with the reporting of "retail" accounts. All accounts dealing with retail are "&ucked up" This also may have something to do with Capital One's reporting, maybe they are reporting our accounts as retail?? Just a thought.
Re: Re: You are SCREWED Experian Holy cow. I pulled experian tonight and every single paid in full past car loan and personal loan has the high credit changed to N/A. there is no way for anyone giving a loan or car to me now to know through experian how much I had before. they did all of them. Now they have screwed up 10 accounts. I sent them papers from all the OCs as proof and they will not change them nor will they even call me back. I am serious when I say this- should i go for 6 or 7 figures because with what they did I will never be able to get anything ever again through experian nor can I get a credit limit increase. I want to refinance but I doubt I can do that anyway.
Re: Re: You are SCREWED Experian I went online to check my last hearing. IT has been 33 days and counting and still no decision. Is this a good thing or a bad thing?
Re: Re: You are SCREWED Experian I will just continue posting here because frankly I need to vent. I emailed daniel edelman a few minutes ago and it took him about 5 minutes to get back to me. I wants me to send him all documentation.
