Consulting an Expert

Often, the damage people do to their credit as they attempt to repair it themselves is so drastic that even the best professional service is unable to help or prohibitively expensive. If you have not already done so please ask an expert for advice about your particular case now before you continue. You should seriously consider this option, as your plan of action could be flawed and have adverse effects on your credit.

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What's the Universal Default Clause?


Hidden deep in the small print of your credit card terms and conditions, you may find the dreaded policy known as the "Universal Default Clause". This clause gives credit...

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How to Choose and Use a Balance Transfer Credit Card


Advertisements promoting zero-percent balance transfer offers can look quite appealing when high-interest credit card debt is keeping you up at night. What could be better than transferring your debt...

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