Paid account goes to collections...

Discussion in 'Credit Talk' started by Andrew, Jun 12, 2002.

  1. Andrew

    Andrew Well-Known Member

    My wife had a hospital bill that we paid in full several months ago, but yesterday I noticed on her credit report it had been sent to a collection agency.

    I can easily prove payment as I have the cancelled check, but what are my legal options? I'd like to collect a bit for my efforts aside from getting this thing deleted.

    Here's what I have:
    1. Proof the account was paid in full. (Cancelled check)
    2. The CA never sent notice of their actions...I only found out because they reported it.


    Any advice?
     
  2. thomas

    thomas Well-Known Member

    How is the CA reporting it?
     
  3. Andrew

    Andrew Well-Known Member

    As and unpaid collection account. The opened date is several months after the date it was actually paid.
     
  4. Kiyi

    Kiyi Well-Known Member

    sue their ass and the hospital
     
  5. lbrown59

    lbrown59 Well-Known Member

    You mean get off the board and get a job and pay it don't you?
     
  6. Andrew

    Andrew Well-Known Member

    Until now, lbrown59, I never had much opinion about you. It's a shame you had to prove to me what everyone else here already knows.
     
  7. LKH

    LKH Well-Known Member

    Andrew, as much as I hate to have to say this, lbrown didn't mean that towards you. What he posted is exactly what Kiyi posted to him a couple of days ago about something.
     
  8. Andrew

    Andrew Well-Known Member

    Man, do I feel like an ass. Ib59, I apologize but I thought the comment was directed toward me.
     
  9. Kiyi

    Kiyi Well-Known Member

    I posted that about him? I think not. If you read it again you would see I was adding to his comments, Never once have I said anything to anyone on this board to make them feel as I was attacking them. Why do a few of you feel that I am or others are trying to attack others?

    Oh and one more thing, My email is always active, if you have aproblem with me, tell me. Don't be slinging shit about me without just cause.
     
  10. LKH

    LKH Well-Known Member

    I don't know if this post is addressed to me or not, but all I did was explain to Andrew what lbrown was responding to. I wasn't "slinging shit about you". Personally, I don't really care one way or the other, but Andrew misunderstood what lbrown was saying.
     
  11. Kiyi

    Kiyi Well-Known Member

    What he posted is "exactly" what Kiyi posted to him a couple of days ago about something. <===is this what you said? Is that what I said to him? No I added to what he stated. I never said that to him.
     
  12. LKH

    LKH Well-Known Member

    Kiyi, what you said is below. You are starting with me because I explained to Andrew what lbrown was responding to? Get a grip. I don't think an explanation to Andrew deserves the rath of Kiyi. By the way, it is apparent that lbrown took your post to be directed at him.

    Re: fastest way

    Kiyi | 330 posts since Apr 2002 24.158.178.98 | 06.12.2002 @ 12:38



    or get off this board and get a job?

    EFX: 613 - 6/3 was 493 ew
    EXP: 565 - 5/7 was 535 ew
    TU : 570 - 5/7 was 539
     
  13. Quixote

    Quixote Well-Known Member

    Then again, lbrown sees FICO demons behind every rock and thinks we're all out to get him. If he keeps it up, sooner or later, he might be right.

    PS Kiyi, I got the joke the first time. :)
     
  14. Kiyi

    Kiyi Well-Known Member

    LKH,

    I have tons of respect from you, it seems tho every misunderstanding of something I wrote, you had to make a comment that I stated something to insult the other person. I get a very aggressive notion from you each one of the times. And yes it sets me off fast. I personally have nothing against you just at those instances. If I am mistaken then its dropped. As you can see I had...or on the front of the post, I was merely adding to what lbrown stated. He took is the wrong way also I didn't even know about it til last night.
     
  15. LKH

    LKH Well-Known Member

    As for your first sentence, I have no clue what you are referring to. I was not knocking you. Again, I was only explaining lbrowns response to Andrew. I actually thought it was funny when I first read the "get off the board and get a job" line. I was going to post something to go along with it but decided to hold it.

    Again, Kiyi, I was not knocking you. Only explaining.
     
  16. Kiyi

    Kiyi Well-Known Member

    OK love you too:)
     
  17. lbrown59

    lbrown59 Well-Known Member

    The whole credit racket is a farce and being a wise a** with the messenger doesn't change this fact.
     
  18. KHM

    KHM Well-Known Member

    LBrown-
    I'm curious, you're always knocking the CRA's and FICO, yet, I have never seen or heard of what YOUR scores are. FICO's system is undoubtedly flawed, but with people being so impatient nowadays, we needed some sort of scoring system in order to satisfy people's "online approval" craving.

    So do tell LB, what are your scores. What types of negatives have you had to deal, and how have the CRA's wronged you? Inquiring minds want to know, at least *I* do.
     
  19. Kiyi

    Kiyi Well-Known Member

    Hey thats a good question. I would love to know what happened to bring you here.
     
  20. PsychDoc

    PsychDoc Well-Known Member

    Re: Paid account goes to collection

    Yes, lbrown59, do please tell us what brought you to this board and how you have been helped as a result. Did you confront CAs or CRAs? Did you send disputes? Have they been successful? Have you filed any lawsuits? Have your scores improved? What was the motivation for your concerns to begin with -- mortgage, etc.? I, for one, would LOVE to see you contribute something that may help others in their quest to improve their credit ratings. Please, do share.

    Doc
     

Share This Page