We require your FINGERPRINTS

Discussion in 'Credit Talk' started by georgiaboy, Dec 21, 2002.

  1. georgiaboy

    georgiaboy Well-Known Member

    Haveing visited a Fried-Mans Jewelery Store yesterday and having picked out a $600 necklace for the wife as a aniversary gift, I was requested by the sales lady to come to the register and pay for my purchase.

    Having received the total purchase amount including taxes, I proceeded to write them a check.The sales lady asked for my I.D. etc and then proceeded to verify that the check was good with the bank.

    At this point, after having placed the gift in a bag, and handing it to me, the sales lady says... By the way, we need your fingerprint on the back of the check , It helps cut down on fraud.

    This really blew me away, and ticked me off, they had allready verifyied my id with 2 pcs of identification and had made sure the check was good with the bank.

    I told the younglady that I was not a criminal and would not be treated like one, to give me the check back and I would pay via credit card..her response..
    Well Sir, we will also need your fingerprint if you choose to pay by credit card, the only way we dont require fingerprinting is if you pay by cash..

    I understand that this may just be there corporate way of conducting business, and I excersised my options as to doing business with there company and walked out the door.

    Is this legal, are there not laws against it?, especially with the credit card, Ive never once read in any of my credit card paperwork where I must submit my fingerprints in order to use it

    >thru venting<
     
  2. DOITMYSELF

    DOITMYSELF Well-Known Member

    Where did they want you to place your fingerprint on a credit card? I have heard of fingerprints for checks before but NEVER for a credit card. I think that lady was just trying to FORCE you into placing a fingerprint on "something" maybe she is a fingerprint collector :)
     
  3. GEORGE

    GEORGE Well-Known Member

    FINGER PRINT FOR CHECK IS A GREY AREA~~BUT CREDIT CARD~~THAT CROSSES THE LINE!!!!!!!!!

    TURN IN THE STORE TO VISA/MC!!!!!!!
     
  4. GEORGE

    GEORGE Well-Known Member

    CONTACT YOUR STATE AG AND SEE WHAT THEY HAVE TO SAY...
     
  5. georgiaboy

    georgiaboy Well-Known Member

    TURN IN THE STORE TO VISA/MC!!!!!!!

    George, thats what I was thinking of, but will it really do any good?
     
  6. GEORGE

    GEORGE Well-Known Member

    It was NOT clear...DID YOU EXERCISE YOUR RIGHT TO SHOP AT ANOTHER STORE???
     
  7. GEORGE

    GEORGE Well-Known Member

    THEY CAN "PULL" THEIR CREDIT CARD ACCOUNT...they would no-longer be able to accept credit cards...I'M SURE THAT WOULD POSSIBLY PUT THEM OUT OF BUSINESS...
     
  8. georgiaboy

    georgiaboy Well-Known Member

    Yep George, I ended up going to Kays Jewelers, when I walked thru the door the first question I asked them was ..Are yall going to try and fingerprint me if I write a check or use a CC??

    Needless to say the salesfolks were dumbfounded lol

    I actually ended up getting a better necklace for for $150 less than what I would of paid at fried-mans, without the hassle.
     
  9. georgiaboy

    georgiaboy Well-Known Member

    THEY CAN "PULL" THEIR CREDIT CARD ACCOUNT...they would no-longer be able to accept credit cards...I'M SURE THAT WOULD POSSIBLY PUT THEM OUT OF BUSINESS

    George, I doubt if they will pull a multi-million dollar year account on just my word, but, I think im gonna pfb Fried-mans and do a CC to visa and mc and see what comes of it.

    What really disturbs me is that with the technology avaliable today, one could take the image of your fingerprint, and make a duplicate copy and apply this to a pieace of latex and create a overlay false fingerprint bearing your prints signature. KAABOOB! Fraud in the biggest sense of the word.
    You can actually buy latex prints on-line,, scary stuff huh?
     
  10. GEORGE

    GEORGE Well-Known Member

    The F.B.I. might be interested also...FOR A CREDIT CARD~~I DON'T THINK SO!!!!!!!!!!!

    They are paid IN FULL if they check the signature and drivers license if un-signed...and they get an AUTHORIZATION #...THE END (THEY GET PAID)~~VISA/MC do not expect ANY business to investigate any credit card fraud...every credit card company has their own SECURITY DEPARTMENT...even if the customer does not pay the bill...THE BUSINESS STILL GET'S PAID!!!
     
  11. GEORGE

    GEORGE Well-Known Member

    Never seen one...are they in CO or CA???
     
  12. Butch

    Butch Well-Known Member

    I'd say nope, but I'll give ya a urine sample, right here in the middle of your paperwork, so ya don't lose it.

    Buawahahahahaa.
     
  13. georgiaboy

    georgiaboy Well-Known Member

    I know there here in the south George. If im not mistaken its a publicly traded corp.

    Further research reveals... Public traded Corp, 600 stores, located in the southeast and midwest.
     
  14. allen074

    allen074 Well-Known Member

    butch i am laughing so hard right now

    a couple times when i have cashed checks at wachovia they have asked me to put a print on the check

    why does anyone pay by check these days anyway? they just hold up the line LOL
     
  15. GEORGE

    GEORGE Well-Known Member

    I cashed a check at my bank for $1,000 NO ID...NO STINKIN' FINGER PRINTS!!!

    I would say you can have my TOE PRINT!!!
     
  16. illuminati

    illuminati Member

    Welcome to the brave, new world guys/gals.

    If you're not doing nothing wrong, what is there to be afraid of by leaving a finger/toe print?

    "Trust And Verify"

    In God We Trust, all others pay cash...
     
  17. GEORGE

    GEORGE Well-Known Member

    BUT what are they going to do with the finger prints...when the credit card company pays
    them in <72 hours???
     
  18. illuminati

    illuminati Member

    Good point...unless they are afraid of a future chargeback due to some technicality? That's a stab in the dark, of course...
     
  19. Saar

    Saar Banned

    I expect that next time they'll ask for a DNA sample for analysis. This would check the genetic features of your character and try to predict how likely you are to dispute the charge.
     
  20. breeze

    breeze Well-Known Member

    What about the fact that they are in violation of their Visa MC agreement? Or is that OK, and a consumer saying "I don't want to do that" means that they have something to hide?

    Where did you get this twisted view of things, LOL? This is a free country. I don't have to do anything - I can shop somewhere else, and it doesn't mean I have something to hide. It just means I don't want my fingerprints in their files.



     

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