Hello, I don't have time to do the credit repair myself. I need fast results. I pay my bills on time "now" but I have things on my report I need removed. They want 75.00 for the sign up and 1st month service. afterwards, it's 35.00 per month. Please help me out. I'm desparate! Credit score: TUo Eq.Not Exp:Ask!
I used them and my advise to you is NOT to use them. That I didn't have time (or the understanding) was my reason for using them too. I did beter on my own and did it faster once I began to do it myself. If you were to see the childishness of the letters they send to the CRAs you'd never consider hiring them. It really takes less of your time than you'd think to do it yourself and you'll be a lot more creative and achieve results a lot faster. Read this board for a few weeks and you will have all of the information you need. You'll save money and you'll do a better job.
This is so true. I was considering Junum when I found this board. When you get the hang of 'do it yourself' credit repair, you will laugh at the fact you once considered using a credit repair service. I know a credit repair service is good if you don't have the time, but think of this, you took the TIME to find this wonderful board , so with time and patience it can be done. And.........this board is free!!!!!!!! Sorry for preaching, and getting long-winded
WE ARE NOT TALKING 16 HOURS PER WEEK HERE!!! You can accomplish a lot in a couple of hours... It will take you longer than 2 months...but it's ALMOST FREE...
I've actually used them for about a year, and yes it got expensive, but they were in fact effective in cleaning up some of my accts -- deletions including a couple charge offs, updates on some accts to show current/paid/never laid. However, I only discovered this site this month and will discontinue my retainer fee to them. Now that I know better, I plan to be more pro-active my doing it myself and in a quicker manner too. Unless you truly are LAZY, then go ahead and pay them, they can probably help you too.
Lol, that will be the day when your sinificant other has to pull a hard on you in order to get laid I'm sorry, it's just about as juvenile as I get but GEORGE and Kinetix did it first <points an accusing finger> Sorry the first two just got me laughing.
Okay... we all know its a TYPO! But hope you all enjoyed the humor (yes I did too). =) By the way, I've decided to terminate Lexington Law and instead use the $35/mos towards paying for CreditWatch, CreditExpert, and CRRR's. I'm sure I can be just as effective.