This is for Purchase APR, not BT APR Call 1-888-347-3750 1. First, they'll see if there's a lower APR available for your account. 2. If there is, take it; If there isn't, ask them to put in a request for a lower APR. This means within the next 3 months your account would be subject to a special review, and then they'd manually determine whether they can offer you a better rate. 3. Also, if there's a specific purchase you have in mind, call them before you make it. They can waive in advance 50% of any interest that purchase would accrue. Saar
Re: Here's how to lower APR @ Disco BTW, call their BT dept. (1-800-767-7339) every once in a while, to extend your 0% BT offer. I've just got my 4th extension (good till January 2003). Saar
Re: Here's how to lower APR @ Disco Saar, thanks for the # to the BT department. My BT interest rate is going to run out in mid November. Do you know if they will decrease a 1.9% to a 0% rate? No interest would be nice. I probably should call. Dani
Re: Here's how to lower APR @ Disco Saar, Thanks for sharing this. I hadn't thought about calling and asking for a extention on the BT offer. I'll have to ask when my 0% is about to run out come December. Let me ask what did you start out with .. 0% for how long, how much debt did you owe on the account, and how long each time did they extend the offer?
