Hi. I am new here but I just finished reading this...hope it helps. http://www.creditreportrights.com/forum/viewtopic.php?t=33
ClearCredit.com is the remaining operational asset of what used to be known as Junum.com before it went belly up. I think you'll find mixed reviews regarding the service. The main complaint a year ago was that Junum inexplicably disputed perfectly good tradelines. Perhaps things have changed, but perhaps not -- someone else with more current experience and knowledge will need to comment in that regard. A search of this board for keyword "JUNUM" (if the search isn't too slow) will unearth quite a few potentially helpful threads. Doc P.S. I just went to the ClearCredit.com website and was favorably impressed with their demo. Have a look: http://www.clearcredit.com/demo2/