Hey all, I need a spot of help - I'm looking for a consumer attorney in the Greater Los Angeles area with FCRA experience. I've got several different actions going, and I want more than $2,500 on two of them, so small claims is out. 1. Impermissible pulls by a local Nissan dealer when I have my own financing and specifically demanded no credit report be run. 2. Wells Fargo updated my 3 credit reports without marking them as in dispute 3. Scum CA posted to 2 credit reports without marking them as in dispute. I called a couple of NACA attorneys, but both times got answering machines that sounded like they were in a basement - confidence not inspired. I tried a couple of lawyer referral services, including the LA County Bar Assocation, but that was a waste of over $100 as they referred me to bankruptcy attorneys - which I DON'T need - LOL. If anybody has used a local attorney or can otherwise recommend one, I'd be grateful. TIA, HDAlex
Breeze, I initially tried a couple of the local lawyers from the NACA website, but was unimpressed. I called the only one I hadn't reached, and needless to say, I've got an appointment on Thursday. Let the fun begin! -HDAlex
I would recommend checking out your local law library.. I been able to pull AWESOME stuff from there.. AND it has an area for FORMS that you can use tohave a template to file.. THere are specific ones for violations on what you describe as well.. I wil be filing suit very soon as well. I am in CA also btw..
Did your attorney ultimately work out? I am in Cali also and need a good recommendation for an attorney to help with non-permiss and fcra violiations. I have 10 non-permissible hards on my credit file - I had a bk and gave up my home with the bk (we were ultimately discharged including our home). The 2nd. mortgage company keeps pulling on my account (and my husbands) - after we were under protection of the bk in 2/02. I have pulls as late as 12/02! We were discharged 6/02! Also our 1st. mortgage company is reporting 4-120 day lates, 2-90 day lates and 1-30 - which is killing our credit scores....again under protection of the bk 2/02 (when we filed we were not late on any payments, mortgage or otherwise). Have tried to dispute 3x's and keeps coming back verified?? Try calling them and it's impossible to get anyone on the phone other than cust. svce reps trained to just say it's correct...and I know it's not! They cannot report late payments on a home I was discharged on....I need help!!! There is some major violiations for some major $$$ here...really need an expert to help out with this fight. Thanks in advace for any advice you can offer or recommendation for an attorney.
HD, I live in California too and would like to file for non-pps (in pro se) in the next few months. Can you give us an update?
Found an attorney. He took my case on contingency (California law allows for attorney's fees, so our client fee agreement calls for him to collect attorneys fees plus 10% of my award) We're dealing with one issue at a time, starting with the strongest case - the non-permissible pull. Sent a demand to the car dealership on March 12th, asking for $60,000. $35,000 for me as actual and punitive damages, and $25,000 for his attorney's fees. He said his goal is to get me $15k. I'll let you know how things go from here on in!
Whoa HD, I am sure that dealer is regretting those non-pps!!! Would you mind sharing how your attorney came up with 35k in actual damages?
HD, Would your attorney be interested in another client? Please advise if you are able to offer his name? Thanks, Ravioli
Cinderella, I think he threw a dartboard at the wall to get his opening number. I think he asked for $60k so that settling at 25k ($15k for me, 10k for attorney) looks good to the dealership's insurance carrier. -HDAlex
