I logged on the Experian websites and check my credit report. I found out: FCNB/SPIEGEL Address: Account Number: 8300 SW GEMINI DR XXXXXXXXXXXXX BEAVERTON, OR 97008 Status: Closed/Never late. Your Statement: Accoutn closed at consumer requested. Actually I didn't close the account and they closed it for me. It show that the account has the balance.I haven't checked the other two credit report. Ron.
