Hi all,, I noticed on experian and equifax, that a bad tradeline thats approaching the 7 yr DOLA, falls off about 3 months before the 7 yr date,, thats whats happening on my reports,,,,,, now I have a charge off DOLA 5/96,,,, with RMA,,, the thing is, on the tradeline it says, " customer unable to locate consumer" which is a joke cause they last updated on 9/98 with DOLA 5/96....... but everytime I pull CW they pull soft right after me,,, I am wondering why it hasnt fallen off? do you think cause RMA is owned somewhat by EQU ?? they cant keep the line on there becuase they say they cant find me,,, can they? its way way out of SOL,,, also with a DOLA 5/96,,,,,,,, when does it fall off 5/1/2003 or 5/31/2003,,,,,,,,, all my others fell off a few months before,, I never had one stay the full 7yrs,,,,, its important cause I want to see it fall off, and my CW ends 5/8 and Im not repurchasing for 70 bucks for 4 reports,,, thanks guys lil
Did you do anything to assist them in falling off your report? I am at my 6 year mark and wondering what steps i need to take to get them off.
You're probably beyond the SOL on collections. First, make sure that's the case. If it is, then start disputing. They may just go ahead and delete early. It's a lot easier to push the delete button than it is to verify.
Re: Re: 7 years allowed yes, i hit sol quite a while back.. in NC. do I just dispute this through the CRA?
butch, It must be automated,,, everytime I pull CW , naturally I get a soft from equifax, and at the same time, same date a soft pull from RMA, its a joke, I was goign for bumpage and pulling everyday,, my inquiries are no hards, but a page of CW/RMA,, yah I found it odd it didnt come off 3 months early, thought " oh its RMA owned by equifax,,, they are gonna screw me till 5/31/2003,,,, If I dispute it online now,,,my CW subscription ends next week,,,, how will I get the results? I figured its a massive waste to pay 70 bucks again,,,, Ill pull an individual report in june,,,, thanks,, lil gong
butch..... well its the first of MAY and the RMA line with "unable to find" is gone,,,,,, and I got a WHOPPING 1 point increase for a charge off deleted,, oh well at least its gone,, k
