How OC send report to CRA?

Discussion in 'Credit Talk' started by Denny, Jan 13, 2004.

  1. Denny

    Denny Well-Known Member

    If I am AU on one account, and the original creditor of this account sends report to CRA with only my name on it (without DOB, SSN or address), can CRA match my credit file with that information? I have reason to believe that some of my AU accounts are not shown on my credit file just because of insufficient personal information provided by OC. Am I right or wrong?

    Thanks,
    Denny
     
  2. Denny

    Denny Well-Known Member

    I believe that CRA needs at least two info, for example my name and DOB, or name and address .. in order to match data and attach report to credit file.

    Denny
     
  3. Denny

    Denny Well-Known Member

    Any input regarding this matter? Original creditor is not able to successfully send report to CRA using only the name, right?
    And by the way, how come negative tradeline comes much faster on your report comparing to positive one?
     
  4. herauntsis

    herauntsis Well-Known Member

    For the same reason that checks you write clear immediately, but checks you deposit take 2 weeks.
     
  5. lbrown59

    lbrown59 Well-Known Member

    That reason being
    ____________________________________________________________________________________
     
  6. Denny

    Denny Well-Known Member

    True or false? If this is true, what can I do to make my positive tradeline appears on my credit file in CRA?
     
  7. lbrown59

    lbrown59 Well-Known Member

    Creditors have to pay each CRA they report to.
    If a creditor has not secribed to a CRAs srevices the infofmation won't be reported to the CRA.
     
  8. Denny

    Denny Well-Known Member

    George, original creditor is not able to successfully send report to CRA using only the name? Is this true?
     
  9. GEORGE

    GEORGE Well-Known Member

    Re: Re: How OC send report to CRA?

    YOU NEED MORE THAN JUST A NAME...
     

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