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Creditnet.com is dedicated to helping consumers build, maintain, or repair their credit.

The Credit Talk Forum is one the of the longest-running consumer credit forums on the internet. The mission of our forum has always been to provide a safe environment for consumers to ask for help and advice in understanding and improving their credit.

Since 1995, nearly 500,000 questions have been asked and answered on the Credit Talk Forum by over 30,000 members. Feel free to search and browse these posts, and when you're ready to ask your own questions, it's quick, easy, and free to register an account.

Recent Posts

When does a CC debt end?

Yesterday at 16:44

I have 3 credit cards that collectors seem to renew. I reviewed new 2012 credit reports and each of the 3 credit bureaus often have different takes. Some of the cards have differen...

Collection debt agency question.

Yesterday at 12:48

Hello, The original creditor still reporting to my credit report,but the collection agency trying to collect the debt for them. My question is who do I deal with? Do I offer a...