Welcome to the Credit Talk Forum on Creditnet.com

Creditnet.com is dedicated to helping consumers build, maintain, or repair their credit.

The Credit Talk Forum is one the of the longest-running consumer credit forums on the internet. The mission of our forum has always been to provide a safe environment for consumers to ask for help and advice in understanding and improving their credit.

Since 1995, nearly 500,000 questions have been asked and answered on the Credit Talk Forum by over 30,000 members. Feel free to search and browse these posts, and when you're ready to ask your own questions, it's quick, easy, and free to register an account.

Recent Posts

Chasing The CA

Today at 08:49

Hello, This forum has helped me a lot. I had a credit card (limit - $800) which went delinquent 2 years ago as I lost my job and didn't have enough to make payments. I never...

Increasing Available Credit to Improve Utilization Ratio.......

Today at 08:40

Hello and thank you for your help and advice! Well some years ago, I had a pretty bad credit situation. I was a 480, but am now somewhere about 660 (TU from myfico.com). Not goo...

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