We went to talk to a broker today. The problem we're having is that EX and TU are clean. Too clean, they have nothing on them except old R1's that have been closed. So DH only has score from EQ, and that took a drop from a duplicate and a brand new one(RMA), although RMA DOLA is 7/98. The funny thing is RMA has a date reported as 11/98. It wasn't on the tri-merge from last year, or on anything from any of the big 3. So, how do we get a score from TU and EX? EDIT- there's also a hard showing up that isn't on any of our reports.
ma_bear Some of the conventional lenders and the FHA lenders will allow you to use nontraditional sources of credit to qualify for a mortgage. FHA allows you to use things like rent and utilities to prove credit. So not having anything on your report may not hurt you. fla-tan
Fla-tan, I was hoping you would chime in here. Was getting impatient for someone to answer. Quit smoking in the last couple of days, so I'm impatient and bitey with everything. Thanks for the answer, it helps.
