Hello, I am new to the Forum. I had 2 accounts with Ford Credit. All of the payments were made on both accounts. One account ended 11/06 with 3 30 day lates and the other ended 11/07 with 1 30 day late. The 30 day lates are valid. I have a career opportunity available if I can get the 4 30 day late payments off my credit reports. What is a good plan for getting these removed? Should I start with good will letters or calls to Ford Credit? Should I ask for deletion of trade line? Madismom
