I had a bank account with suntrust that I last used in 2005. I found out today that in 2011 they reported mn me to credit agencies. Can someone please advise me why is this just happening in 2011? Thank you for your time.
Do you have proof that it was 2005? If you do, the steps would be to Dispute in writing with Suntrust; when you know they've received it; dispute it in writing with ChexSystems. Wait to see what response you get. You may not get a response from Suntrust, but they can't argue that they didn't know the dispute if they've received it directly from you.
Not exactly, UNLESS it was PAID IN FULL and they allowed someone ELSE to reopen it. It's a DOFD issue, not fraud, UNLESS SunTrust provides proof that it was PAID and reopened.
Didn't see a response back from you to jam, so I wanted to follow up to see if you ever proceeded and disputed the account with Suntrust and ChexSystems? If so, how did things play out for you? Look forward to hearing back from you PCW!