C R E D I T C A R D F A Q
First, good for you for being proactive about building your credit! This is the best time for you to be learning how to use a credit card responsibly so you can have a solid, positive credit history when you enter the working world.
When choosing a student credit card, first ask yourself what you want to get out of the card. Obviously, your main objective is to strengthen your credit because no credit is pretty much the same as bad credit. Do you want cash back? If so, make sure you choose a card that matches your spending habits. For instance, the Citi Driver's Edge Student Credit Card rewards you for every mile you drive and also gives you up to 3% cashback for purchases made at supermarkets, gas stations and drug stores. If you don't drive much, the Discover Student Tropical Beach Credit Card is another high cashback card, rewarding you with up to 5% in cashback for purchases made in certain categories, such as movie theatres, apparel, and more.
If you care more about saving money than you do about rebates, consider student cards that offer cardholders discounts. The Citi Platinum Select Visa Card is a great example of a student credit card offering discounts to some of your favorite stores. The Capital One No Hassle Rewards for Students card gives you exclusive savings up to 40% off featured deals and 10% off savings at the Capital One Savings Zone on Yahoo! Shopping!
Many of these cards also throw in an introductory rate of 0% on purchases and balance transfers for a period of time. Make sure you take advantage of the 0% interest only if you are able to pay it off when the introductory period ends.
For all our featured student credit cards, visit our Featured Credit Cards for Students
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What's the best student credit card?
First, good for you for being proactive about building your credit! This is the best time for you to be learning how to use a credit card responsibly so you can have a solid, positive credit history when you enter the working world.
When choosing a student credit card, first ask yourself what you want to get out of the card. Obviously, your main objective is to strengthen your credit because no credit is pretty much the same as bad credit. Do you want cash back? If so, make sure you choose a card that matches your spending habits. For instance, the Citi Driver's Edge Student Credit Card rewards you for every mile you drive and also gives you up to 3% cashback for purchases made at supermarkets, gas stations and drug stores. If you don't drive much, the Discover Student Tropical Beach Credit Card is another high cashback card, rewarding you with up to 5% in cashback for purchases made in certain categories, such as movie theatres, apparel, and more.
If you care more about saving money than you do about rebates, consider student cards that offer cardholders discounts. The Citi Platinum Select Visa Card is a great example of a student credit card offering discounts to some of your favorite stores. The Capital One No Hassle Rewards for Students card gives you exclusive savings up to 40% off featured deals and 10% off savings at the Capital One Savings Zone on Yahoo! Shopping!
Many of these cards also throw in an introductory rate of 0% on purchases and balance transfers for a period of time. Make sure you take advantage of the 0% interest only if you are able to pay it off when the introductory period ends.
For all our featured student credit cards, visit our Featured Credit Cards for Students
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| Citi Drivers Edge Student Credit Card |
Discover Tropical Beach Student Credit Card |
Capital One Rewards Student Credit Card |
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