C R E D I T C A R D F A Q
Who pulls which CRA Report?
Note that some banks use more than one Credit Report Agency when evaluating applicants. When this is the case the bank will choose a CRA depending on the geographic location of the applicant.
| |
EQUIFAX |
EXPERIAN |
TRANSUNION |
| American Express |
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+ |
|
| Associates |
+ |
|
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| Bank of America |
+ |
|
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| CapitalOne |
|
+ |
+ |
| Chase |
|
|
+ |
| Chevron |
+ |
|
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| Citgo |
+ |
|
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| Citibank |
+ |
|
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| Columbus |
+ |
|
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| Direct Merchants |
+ |
|
+ |
| Discover |
+ |
|
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| First Premier |
|
|
+ |
| First Union |
+ |
|
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| First USA |
+ |
+ |
|
| Fleet |
|
+ |
+ |
| Household |
+ |
|
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| JC Penny |
|
+ |
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| Juniper |
+ |
|
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| MBNA |
+ |
|
+ |
| NetBank |
+ |
|
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| NextCard |
|
|
+ |
| Orchard |
|
+ |
|
| Providian |
|
+ |
+ |
| Sears |
|
|
+ |
| Target |
|
+ |
|
| Verizon |
|
+ |
+ |
| Wachovia |
+ |
|
|
| Wells Fargo |
+ |
|
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| Wingspan |
|
+ |
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