Which credit card issuers use Equifax exclusively for initial credit approval? I have looked at the Credit Mania list, but only see a couple there. Anyone have any more?
According to the creditmania list (http://www.creditmania.com/cconline.htm#list1): JC Penny Sunoco (Experian also) Citibank (Equifax or TransUnion) Associates Capitol Bank Dept. Stores where WFNNB is creditor Circuit City GE Capitol Ford Motor Credit Anyone know when Citibank uses TransUnion instead of Equifax? I'm in New England.
What kind of scores do these people look for when deciding to issue credit? My equifax score is my highest.
